Friday, November 21, 2025 / by Tanya Kerr
*While I am a licensed Realtor®, I am not acting as your Realtor. Every real estate situation is unique, so please consult a professional who can provide advice tailored to your needs.*
Part of my own wealth-building journey has been through real estate - and that requires discipline. Over the years, I’ve seen how financial stability and smart decision-making can completely transform not only an individual’s future but their family’s. At T. Kerr Property Group, part of our mission is to be a conduit for wealth-building for our clients. To do that, we have to talk openly about both the opportunities and the risks that come with homeownership.
If you’re trying to figure out how much to spend on a home, the 30/30/3 rule is one of the best frameworks out there. It was first introduced during the 2008 financial crisis to help buyers avoid overextending themselves - and it’s just as relevant today.
Following the 30/30/3 rule gives you a higher chance of ...
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Thursday, November 20, 2025 / by Tanya Kerr
*While I am a licensed Realtor®, I am not acting as your Realtor. Every real estate situation is unique, so please consult a professional who can provide advice tailored to your needs.*
If you’ve recently come into money – maybe from selling a property, receiving a bonus, an inheritance, or even winning the lottery – you may be sitting on a financial opportunity most homeowners overlook. That extra cash can do more than just sit in your bank account or get eaten up by inflation. Used strategically, it can help you slash your monthly payments, cut years off your loan, and save hundreds of thousands in interest through recasting or refinancing your mortgage.
Let’s unpack what each of these options means, when to use them, and how much you could actually save.
What Is a Mortgage Recast?
A mortgage recast (sometimes called a loan re-amortization) allows you to apply a large lump-sum payment toward your existing m ...
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Monday, November 17, 2025 / by Tanya Kerr
If you have ever wondered how people get started investing in real estate, you are not alone. The idea can feel intimidating, like something only the wealthy or “experienced” do. But here is the truth: most real estate investors do not start with deep pockets or insider connections. They start with one home, a little grit, and a long-term vision.Maybe you have asked yourself how you can start investing in real estate or what good real estate investment metrics actually look like. Let’s dip our toe into that conversation together, because once you understand how approachable real estate investing really is and how powerful it can be, you will never look at homeownership the same way again.Step 1: Start Where You Are - The Move-Up StrategyOne of the most traditional and financially smart ways people become investors is by accident. Many start with a starter home, live in it for a few years, build equity, and then “move up” to their next home while keeping the first as a rental property.I. ...
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Monday, November 10, 2025 / by Tanya Kerr
Maybe you’ve asked yourself how you can start investing in real estate or what good real estate investment metrics actually look like. Well, let’s dip our toe into that conversation to get you started. Whether you’re dreaming about buying your first rental, exploring a fix-and-flip, or just curious about how seasoned investors decide whether a deal makes sense, understanding a few key numbers is the best place to begin.
In this post, we’re breaking down two of the most reliable formulas used by investors across Austin, Round Rock, Georgetown, and Travis and Williamson Counties - the 1% rule and the 70% rule. These formulas aren’t just for spreadsheets - they’re your early warning systems to tell you whether a deal deserves your attention or a polite “pass.”
1. The 1% Rule - For Rentals
The 1% rule is a quick litmus test for rental property viability.
It means your monthly rent should equal roughly 1% of your purcha ...
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real estate, buyer, realtor, seller, t. kerr property goup, keller williams realtor, tanya kerr realtor
Thursday, October 23, 2025 / by Tanya Kerr
Austin, TX - October 23, 2025
Tanya Kerr, top-producing real estate expert and founder of T. Kerr Property Group, was featured on Fox 7 Austin in a recent segment titled “Austin Is a Top Buyer’s Market.” The October 23 broadcast spotlighted the growing opportunities for buyers across Central Texas, as the Austin area transitions firmly into a buyer’s market.
According to Unlock MLS September 2025 data, active listings climbed 10% year-over-year to 13,665 homes, and the median sales price dipped 1.8% to $420,000. Homes are averaging 76 days on market with 5.7 months of inventory, all strong indicators that buyers now hold leverage in negotiations.
“Our market is definitely behaving like a buyer's market” said Tanya Kerr. “Buyers have tremendous opportunity right now - there’s inventory to choose from, room to negotiate, and the ability to secure repairs or concessions that simply weren’t possible in the past. I believe years f ...
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