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Realtor | Real Estate Blog

Thursday, February 26, 2026   /   by Tanya Kerr

How Interest Rates Actually Affect Your Buying Strategy in Central Texas

*While I am a licensed Realtor®, I am not acting as your Realtor. Every real estate situation is unique, so please consult a professional who can provide advice tailored to your needs.*

Interest rates are one of the biggest factors buyers pay attention to, and for good reason. A change in your interest rate can impact your monthly payment, borrowing power, and overall comfort level. But here is what most buyers do not realize. Interest rates do not determine whether it is a good time to buy. They determine what strategy you should use when you buy. And right now, the strategy opportunities in Central Texas are better than they have been in a long time.

Across Austin, Georgetown, Round Rock, Leander, Liberty Hill, Hutto, and Cedar Park, buyers have more negotiating power than they did during the market frenzy. That means sellers are more open to offering concessions that directly improve your interest rate and monthly payment. This is where having the right team matters beca ...

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Tuesday, February 24, 2026   /   by Tanya Kerr

How Much Should You Save for a Down Payment and Closing Costs in Central Texas?

*While I am a licensed Realtor®, I am not acting as your Realtor. Every real estate situation is unique, so please consult a professional who can provide advice tailored to your needs.*

One of the biggest myths in real estate is that you need twenty percent down to buy a home. I cannot tell you how many buyers feel defeated because they think homeownership is out of reach. The truth is, in Central Texas, most of our clients put down between three and ten percent, depending on their goals, loan type, and comfort level. Some buyers put down more of course, but twenty percent is absolutely not a requirement.

Let’s break this down so you can shop with confidence.

Central Texas buyers typically use three main loan types. Conventional loans often start at three percent down for well qualified buyers. FHA loans start at three point five percent and are popular with first time buyers because of lower credit score requirements. VA loans offer zero down for eligible veterans ...

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Wednesday, February 18, 2026   /   by Tanya Kerr

An Education-First Brokerage: A Conversation with Tanya Kerr of T. Kerr Property Group

At T. Kerr Property Group, we’re big believers in ongoing education - for our agents and for the clients we serve. We recently sat down with the team at License Classroom to talk about why training, compliance, and professional development are such a big part of our culture. This article was written by License Classroom following that conversation and is shared here to give you a behind-the-scenes look at how we approach education inside our brokerage.
At License Classroom, we spend a lot of time talking with brokerages about continuing education, compliance, and professional development. Most firms agree education is important. Far fewer actually build their entire business philosophy around it.
That’s why our recent conversation with Tanya Kerr, founder of T. Kerr Property Group, stood out. Education isn’t just part of her brokerage’s culture, it’s one of its biggest investments.
“Education is one of our largest operating expenses, and th ...

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Thursday, December 18, 2025   /   by Tanya Kerr

Why Winning PT50 Means More to Us Than Just Production

About five years ago, I was sitting at a PT50 table with a different team, listening to someone explain why they had never won a PT50 award and never would. They listed a laundry list of reasons why neither of us would never stroll across the PT50 stage.
And in that moment, something lit up in me.
Part of it was simple. Someone said I couldn’t do something, and that alone was fuel. But the deeper reason had nothing to do with proving anyone wrong. It had everything to do with what PT50 actually stands for and why it mattered so much to me.
PT50 isn’t just about production. And that’s exactly why it matters.

Production Without Purpose Misses the Point
Let’s be honest. Production is important. Helping people buy and sell homes matters. We love the work, we’re passionate about it, and our numbers reflect that. But production without purpose is just a scoreboard. If there’s no value behind it, no why, no call to serve, then what’s the poin ...

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Thursday, December 18, 2025   /   by Tanya Kerr

T. Kerr Property Group Earns Coveted PT50® Austin 2025 Recognition

Celebrating excellence in real estate, leadership, service, and community impact
Austin, TX - Dec. 17, 2025 - T. Kerr Property Group is honored and deeply grateful to be named a recipient of the PT50® Austin 2025 Award, a prestigious industry recognition celebrating the highest standards of performance, leadership, community involvement, and service within the real estate profession. PT50® is widely respected for spotlighting real estate professionals who elevate the industry through exceptional achievement and contribution. Platinum Top 50
This recognition is more than a badge - it reflects the tenacity, dedication, and heart of every member of the T. Kerr Property Group team. From market mastery to genuine client care, this honor underscores what we’ve always believed: when you serve people first, excellence follows.
“We’re truly humbled to be included among such an accomplished group of industry leaders,” said Tanya Kerr, Foun ...

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