Monday, September 15, 2025 / by Tanya Kerr
At T. Kerr Property Group, we know that buying a home is more than just a transaction — it’s about finding a place where life can happen and memories can be made. For our military veterans, the process carries an added layer of significance. That’s why we’re proud to have two of our own team heroes, Ron Jones and Steven Brandon, who are both veterans themselves. They have each personally purchased a home using a VA loan and now specialize in guiding fellow veterans through the process with unmatched insight and compassion.
What Makes a VA Loan Unique?
A VA loan, backed by the U.S. Department of Veterans Affairs, is one of the most valuable benefits available to those who have served. Unlike conventional loans, VA loans come with significant advantages designed to help veterans achieve homeownership with fewer financial barriers.
Key benefits include:
No Down Payment Required – This is one of the biggest draws for veterans ...
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Monday, February 3, 2025 / by Chala Strimple
10 Hidden Costs to Watch for When Buying a Home
You’ve Saved for the Down Payment—But What About the Rest?
You finally found the perfect home. You’ve got your down payment ready, your loan pre-approval in hand, and you’re dreaming about furniture placement.
But here’s what surprises many first-time buyers: the down payment is just the beginning. When you buy a home, there are hidden costs that can sneak up on you—and eat into your budget fast.
As a real estate agent, I’ve walked hundreds of buyers through this process. I always make sure my clients aren’t just prepared to buy the house, but to own it with confidence.
Let’s break down the top 10 hidden costs of buying a home, so you can budget wisely and avoid that “wait, I owe how much?” moment at closing.
1. Closing Costs (They're Not Just for Sellers)
Many buyers think only the seller pays closing costs—but that’s not the full picture ...
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real estate, buyer, market update, property taxes
Friday, March 22, 2024 / by Tanya Kerr
Embark on the exciting journey of buying your first home with essential tips and guidance from a seasoned Realtor. Discover how to navigate the market, avoid common pitfalls, and make your home-buying dream a reality.
First-Time Home Buyer Course: Charting Your Path to Ownership
Introduction: Embarking on Your Home-Buying Journey
Picture this: You're standing in front of your dream home, keys in hand, heart brimming with joy. For many, this moment remains just that—a picture, a fleeting dream, especially for first-time home buyers.
The road to homeownership is paved with aspirations, uncertainties, and a plethora of questions. But fear not! With the right knowledge and guidance, this dream can turn into your reality.
In my years as a Realtor, I've witnessed the magic unfold for countless first-time buyers, and today, I'm thrilled to share the wisdom that can turn your home-buying aspirations into tangible keys in your hand.
Table of Contents
Introduction: Nav. ...
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Monday, April 25, 2022 / by Kathryn Jones
Our very own President, Russ Phillips teamed up with Legacy Mutual Mortgage's Nick Pronsky again to talk what to do when there's multiple offers on the table. Nick has an extensive knowledge and understanding of the industry after spending time in underwriting, processing, and origination, both in wholesale and in retail. Nick really found his calling when he moved to Austin and became a full-time loan originator, where his knowledge of mortgage underwriting guidelines and his commitment to providing excellent customer service helped him grow his business through a trusted network of referral sources. He is very accessible and straightforward with all of his clients, he always works diligently to make sure clients are comfortable throughout the process of obtaining a home loan, and his goal is to provide each homebuyer with the best possible loan program and terms to fit his/her individual financial goals.Nick has been voted by industry peers as a Top 10 Mortgage Profession ...
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market update, real estate, seller, buyer, economy, property taxes
Friday, April 22, 2022 / by Kathryn Jones
Opening your annual property tax bill is typically frustrating. It always seems too high, and most homeowners just pay it without realizing they can lower it. You pay enough in government taxes. Don't give up more than you have to.
Sometimes homeowners don't protest because they don't know they can or don't know how. And then there are those who don't think a small reduction is worth their efforts.
Using a tool like Home Tax Shield helps you easily decipher what you actually owe in property taxes, putting money back in your pocket. Home Tax Shield works on your behalf to save you as much as possible on your property tax bill. All you have to do is give them a little information upfront, then they take care of the rest. It’s also guaranteed every year.
Don’t leave money on the table! Check out Home Tax Shield and let The Russ Phillips Team know if you have any questions or need more assistance.
PS: I sourced this extremely informative video below that discusses a mor ...
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market update, real estate, economy, property taxes
