Friday, November 21, 2025 / by Tanya Kerr
*While I am a licensed Realtor®, I am not acting as your Realtor. Every real estate situation is unique, so please consult a professional who can provide advice tailored to your needs.*
Part of my own wealth-building journey has been through real estate - and that requires discipline. Over the years, I’ve seen how financial stability and smart decision-making can completely transform not only an individual’s future but their family’s. At T. Kerr Property Group, part of our mission is to be a conduit for wealth-building for our clients. To do that, we have to talk openly about both the opportunities and the risks that come with homeownership.
If you’re trying to figure out how much to spend on a home, the 30/30/3 rule is one of the best frameworks out there. It was first introduced during the 2008 financial crisis to help buyers avoid overextending themselves - and it’s just as relevant today.
Following the 30/30/3 rule gives you a higher chance of ...
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Thursday, November 20, 2025 / by Tanya Kerr
*While I am a licensed Realtor®, I am not acting as your Realtor. Every real estate situation is unique, so please consult a professional who can provide advice tailored to your needs.*
If you’ve recently come into money – maybe from selling a property, receiving a bonus, an inheritance, or even winning the lottery – you may be sitting on a financial opportunity most homeowners overlook. That extra cash can do more than just sit in your bank account or get eaten up by inflation. Used strategically, it can help you slash your monthly payments, cut years off your loan, and save hundreds of thousands in interest through recasting or refinancing your mortgage.
Let’s unpack what each of these options means, when to use them, and how much you could actually save.
What Is a Mortgage Recast?
A mortgage recast (sometimes called a loan re-amortization) allows you to apply a large lump-sum payment toward your existing m ...
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Monday, September 29, 2025 / by Tanya Kerr
When the housing market slows, the impact goes far beyond real estate — it reaches into classrooms. In a recent Community Impact article, T. Kerr Property Group shared insight into how Round Rock ISD’s enrollment future is now uncertain due to slowing home sales and demographic changes. Home sales within the district have dropped by nearly half over the past three years, despite ongoing new construction. That drop matters because school enrollment projections are closely tied to home sales. Read the full article here.
What the Data Shows
Home Sales Decline: Despite many new homes being built, fewer are selling. Closings and active listings have shifted dramatically, reducing the expected influx of families with school-aged children.
Projected Enrollment Scenarios: Zonda, a demographics research firm, outlines three possible paths by 2034-35:
Enrollment declines by ~1,061 students.
Enrollment stays steady or rises moderately.
E ...
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Tuesday, September 2, 2025 / by Tanya Kerr
Finding the right real estate agent can feel overwhelming. A quick search will bring up hundreds of names, all promising to “fight for you” or “get top dollar.” But how do you really know if they’re the right fit? The truth is, not all real estate agents are created equal. Some run their business with full-time commitment, while others treat it as a side gig. Some prioritize transparency and relationships, while others focus on the paycheck.
After closing over 600 transactions personally and more than 3,000 as a team, I’ve seen the difference a great real estate agent can make. Here are the four traits I believe every great agent should have, with real-world examples to back it up.
1. Trustworthy – Transparency Over Scripts
Trust is the foundation of any client-agent relationship. A trustworthy agent doesn’t give you lines or rehearsed scripts when you ask about compensation, contracts, or the market. Instead, they educate you.
For ex; ...
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Thursday, July 25, 2024 / by Tanya Kerr
Get top tips from Tanya Kerr, a professional Realtor, on how to prepare your home for sale. Increase your home value and attract buyers in Georgetown, Texas with these essential steps.
How to Prepare My Home for Sale
Selling your home can feel overwhelming, but with the right preparation, you can make your property stand out in the competitive real estate market. As your friendly neighborhood Realtor in Georgetown, Texas, I've put together a list of expert tips to help you get your home ready for sale. Follow these guidelines to enhance your home’s appeal and attract potential buyers.
Top 5 Tips to Prepare Your Home for Sale
1. Depersonalize Your Space
Remove all photos and personal documents like diplomas or certificates. Buyers need to envision themselves living in your home. By removing personal items, you create a blank canvas that allows them to imagine their own belongings in the space. Store family photos, personal collections ...
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