Saturday, February 28, 2026 / by Tanya Kerr
*While I am a licensed Realtor®, I am not acting as your Realtor. Every real estate situation is unique, so please consult a professional who can provide advice tailored to your needs.*
Choosing the right loan program is one of the most important parts of buying a home, and it is also one of the most confusing. There is no one size fits all loan, especially in a diverse market like Central Texas where buyers in Austin, Georgetown, Round Rock, Hutto, Liberty Hill, Cedar Park, and Leander all have different needs and financial profiles. The good news is that the right loan is not about guessing. It is about having a team that helps you compare accurate numbers and real options.
We see a wide range of loan programs across the buyers we serve. Conventional loans are common because they offer competitive rates, flexible terms, and lower mortgage insurance for buyers with strong credit. First time buyers gravitate toward FHA loans because they allow for lower scores, a three poin ...
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real estate, t. kerr property goup, buyer
Thursday, February 26, 2026 / by Tanya Kerr
*While I am a licensed Realtor®, I am not acting as your Realtor. Every real estate situation is unique, so please consult a professional who can provide advice tailored to your needs.*
Interest rates are one of the biggest factors buyers pay attention to, and for good reason. A change in your interest rate can impact your monthly payment, borrowing power, and overall comfort level. But here is what most buyers do not realize. Interest rates do not determine whether it is a good time to buy. They determine what strategy you should use when you buy. And right now, the strategy opportunities in Central Texas are better than they have been in a long time.
Across Austin, Georgetown, Round Rock, Leander, Liberty Hill, Hutto, and Cedar Park, buyers have more negotiating power than they did during the market frenzy. That means sellers are more open to offering concessions that directly improve your interest rate and monthly payment. This is where having the right team matters beca ...
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real estate, t. kerr property goup, buyer, realtor
Tuesday, February 24, 2026 / by Tanya Kerr
*While I am a licensed Realtor®, I am not acting as your Realtor. Every real estate situation is unique, so please consult a professional who can provide advice tailored to your needs.*
One of the biggest myths in real estate is that you need twenty percent down to buy a home. I cannot tell you how many buyers feel defeated because they think homeownership is out of reach. The truth is, in Central Texas, most of our clients put down between three and ten percent, depending on their goals, loan type, and comfort level. Some buyers put down more of course, but twenty percent is absolutely not a requirement.
Let’s break this down so you can shop with confidence.
Central Texas buyers typically use three main loan types. Conventional loans often start at three percent down for well qualified buyers. FHA loans start at three point five percent and are popular with first time buyers because of lower credit score requirements. VA loans offer zero down for eligible veterans ...
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real estate, t. kerr property goup, realtor
Sunday, February 22, 2026 / by Tanya Kerr
*While I am a licensed Realtor®, I am not acting as your Realtor. Every real estate situation is unique, so please consult a professional who can provide advice tailored to your needs.*
If you’re buying or selling a home in Austin, Georgetown, Round Rock, or anywhere around Travis and Williamson County, you’ve probably heard the term ASR tossed around like it’s just another “pool crack.”
It’s not.
ASR stands for Alkali-Silica Reaction, and in Central Texas it’s become one of the biggest real estate curveballs tied to gunite or shotcrete pools, especially many built in the 2017-2023 window.
And here’s the part no one wants to say out loud at the open house:
A pool with confirmed ASR can turn a “dream backyard” into a six-figure liability.
What is ASR in a pool, really?
ASR is a chemical reaction inside concrete where certain aggregate ...
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real estate, t. kerr property goup
Friday, February 20, 2026 / by Tanya Kerr
Acclaimed real estate leader takes the stage at sold-out prime time performance, blending ranch roots with decades of industry excellence.
Elko, Nevada – Russ Phillips, nationally respected real estate leader and longtime advocate for property owners, was recently featured at the renowned National Cowboy Poetry Gathering in Elko, Nevada, one of the most respected stages in Western heritage and storytelling.
Phillips performed four sets over three days, culminating in a prime time Saturday evening slot alongside celebrated performers Trinity Seely, Matt Robertson, and legendary cowboy poet Ross Knox. The show was sold out. Seely and Robertson, both deeply rooted in cowboy life and widely recognized musicians, drew a packed house. Phillips joined Seely for a duet that was met with an enthusiastic reception from the crowd.
For Phillips, the moment was deeply meaningful.
While many know him as a powerhouse in real estate with more than 25 years in the business and thousands o ...
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real estate, t. kerr property goup
