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Laurie Miraflor | Real Estate Blog

Monday, November 3, 2025   /   by Laurie Miraflor

So… You Became an Accidental Landlord

You’re not alone.
In a shifting market, fewer homes sell. What happens to the ones that don’t? Many homeowners decide to rent “just for a bit” and come back to the market later when things are more favorable. And suddenly, someone who never wanted to be a landlord is now living in Landlord Land.
Here’s what you really need to know before handing over those keys.

1. Run the Full Numbers -- Not Just the Rent
Before you rent your house, please do the math.
Make sure you consider:


Rising property taxes, especially if you will lose your homestead exemption. That alone can add thousands.


Repairs and maintenance while it’s rented.


HOA dues and community fees.


Homeowners insurance (and please, do not cancel it).


Post-tenant repairs, which are often higher than expected.


The age and condition of major systems like the roof, HVAC, and water heater.


Now compare those costs against your mo ...

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