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Buying a Home: What You WANT vs. What You NEED – The Guide That Could Save You Thousands

Friday, April 4, 2025   /   by Chala Strimple

Buying a Home: What You WANT vs. What You NEED – The Guide That Could Save You Thousands

Stop! Read This Before You Make a Home-Buying Mistake You’ll Regret


You’re about to buy a home—exciting, right? Maybe you’ve been scrolling Zillow until 2 AM, daydreaming about your perfect house. You know exactly what you want: a gorgeous kitchen, a big backyard, and a brand-new home that smells like fresh paint.


But before you fall head over heels for a house that could drain your bank account or be impossible to sell later, let’s talk.


Because I’ve seen it too many times—buyers getting caught up in shiny finishes and forgetting the one thing that actually matters: making a smart investment.


I won’t let that happen to you.


The Harsh Truth About Home Buying


Most buyers, especially first-time buyers, come in with a wish list a mile long. An unlimited budget can get you anything you want, but if you don’t have one, you really need to pick 2 out of 3 to focus on:


?? The perfect location


?? The best condition


?? The lowest price


Let that sink in.



  • Want a great location and a move-in-ready home? It’s going to cost you.

  • Want a lower price and a perfect home? Be prepared to compromise on location.

  • Want the best deal in the best area? You may need to put in some sweat equity.


It’s time to rethink how you approach buying a home.


The $50,000 Mistake Buyers Make Every Day


People fall in love with trendy finishes and make emotional decisions.


I once had buyers who refused to look at a home because it had outdated carpet. It was in their dream neighborhood, priced $50,000 lower than comparable homes. I finally convinced them to walk through it.


Guess what? A week later, they replaced the carpet for $13,00 and moved into a home that instantly gained value.


Meanwhile, another buyer fell in love with a “perfect” house—top-of-the-line everything. But the seller had over-improved it, pricing it way above what the neighborhood could support. When they needed to sell two years later? They lost tens of thousands of dollars.


Lesson learned: You can change carpet. You can’t change a bad investment. It’s totally fine


The Features That Look Important (But Aren’t)


Too many buyers get distracted by the wrong things:


?? Paint color – A $100 can of paint will fix that.


?? Light fixtures – Easily swapped out.


?? Trendy finishes – Today’s must-have kitchen is tomorrow’s outdated mess.


?? A home that looks straight out of HGTV – Someone else just paid top dollar for those upgrades.


What Actually Matters When Buying a Home?


? Location. You can change a home, but you can’t move it.


? Layout. You can paint walls, but moving them is expensive.


? Resale potential. If you needed to sell in 3 years, could you?


? Affordability. Your mortgage should fit your lifestyle—not max out your budget.


Look at the Home Through Future Buyers’ Eyes


Buying a home isn’t just about finding something pretty—it’s about making a smart investment. Want the top-of-the-line, dolled-up home? Totally fine. But remember: real estate isn’t an ATM. It goes up, it goes down—and it takes time. It’s not about timing the market; it’s about time in the market.


If you only remember one thing from this, let it be this:


You’re not just buying a home—you’re buying a financial future.


Think of it like this:



  • Your first home isn’t your forever home. Buy smart now, and you’ll be in a better position for your next one.

  • The best deals aren’t always the prettiest. A little vision (and some elbow grease) can build real wealth.

  • The wrong house in the wrong location can trap you. The right house in a great location can set you up for life.


One of the biggest mistakes I see? People fall in love with a gorgeous home... on a bad lot. When it comes time to sell, those homes are harder to move—no matter how nice they look. Lot location, layout, and features matter a lot.


Always buy with your future buyer in mind. If something gives you pause, chances are, it’ll give someone else pause, too. Sometimes the best move is to buy the ugliest house in the best neighborhood!


Your Next Steps to Buy Smart


Feeling ready to buy? Here’s how to do it the right way:


? Make a "Must-Have vs. Nice-to-Have" List – What are your non-negotiables? Write them down.


? Get Pre-Approved for a Mortgage – Knowing your real budget is the first step.


? Research Neighborhoods – Look at resale value trends, commute times, and schools.


? Walk Through Homes with an Open Mind – Focus on what you can’t change (location, layout, lot size).


? Talk to an Expert (That’s Me!) – Let’s go over your goals and build a winning strategy.


Buy With Your Future in Mind


Five years from now, you’ll either:



  • Be building equity and loving your smart decision

  • Or feeling stuck with a home that wasn’t the right fit


Which path sounds better?


Buying a home that supports your life now and in the future takes more than luck. It takes the right Realtor.


You need someone who:


?? Knows this market inside and out—so you don’t overpay


?? Negotiates like a pro—to get you the best deal


?? Thinks long-term—so you don’t end up regretting your purchase


That’s where I come in.


I don’t just help people buy homes—I help them make smart, confident decisions that pay off.


If you’re ready to:


? Find a home that fits your budget and future goals


? Avoid costly mistakes


? Work with an agent who puts YOU first


Let’s talk. I’ll give you an honest, no-pressure strategy session—so you know exactly what’s possible.



TL;DR



  • You can’t have it all—buyers usually have to compromise on location, condition, or price.

  • Don’t overpay for trendy finishes. Homes that are over-improved for their area may not hold value.

  • Think beyond today. Buy with resale value and future buyers in mind.

  • Focus on what you can’t change. Lot size, location, and floor plan matter more than paint or flooring.

  • Make a smart investment, not an emotional purchase.




FAQs


1. Can I get everything I want in a home?


Only if you have an unlimited budget. Most buyers need to prioritize.


2. What’s the most important thing to focus on?


Location, resale value, and a solid floor plan.


3. Should I buy new construction or an older home?


New homes are appealing, but older homes in established areas tend to hold value better.


4. How do I know if a home is a good investment?


Look at past sales in the neighborhood and think about future resale potential.


5. Should I spend my full loan approval amount?


No. Just because you qualify for a big loan doesn’t mean you should take it.


6. What’s the biggest red flag when buying a home?


Bad location. You can change almost anything else.



  real estate, buyer, realtor, economy